Uasin Gishu County produces about 3.29 million bags of maize, which is 14.3% of the national output of 23 million bags. The production is associated with increasing cost, yet the area under production has at most stagnated. This brings to fore the question of financial requirements. To understand this puzzle, this study sought to answer the question regarding farmers’ financial requirements. To achieve this, the study evaluated and established the existing relationship between usage of loan facilities and maize production. Using exploratory survey design, 384 maize farmers were sampled and the data collected was analyzed using descriptive and inferential statistics. The regression analysis model fit the data well to imply a significant relationship between credit financing and maize production. However, the chi-square analysis did not show any relationship between farmers perception of output in relation to credit use.