Strategic management is a set of decisions and actions resulting from the formulation and implementation of strategies designed to achieve the objectives of the organization. The successful implementation of Strategic plans is the main goal of top management. Funding plays an important and critical role in implementing strategic plans in the organization. However, this process is affected by many factors including the availability of funds. This comparative study sought to establish how funding affects the implementation of strategic plans in AMICA and MENTOR SACCOs whose headquarters are in Murang’a town, Kenya. The descriptive design was employed in this study targeting a total population of 120 staff drawn from both AMICA and MENTOR SACCOs. Questionnaires and interviews were used to collect primary data. The census method was used because the population was considered to be small. A pilot study was undertaken to identify inconsistencies in the questionnaires. A descriptive analysis technique was used to analyze the data. The study established that funding has a significant influence on strategic plan implementation in SACCOs. The results revealed that funding plays a key role in the formulation and execution of strategic plans, therefore, the management of Saccos should release funds for the implementation of the strategies formulated rather than not implementing them as they have already consumed other resources in coming up with the strategies. The study recommends that for a successful implementation of strategic plans funds must be provided and allocated on the tasks agreed upon.